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Will it be more difficult to obtain an investment loan than a regular home loan?

The simple answer is yes, most lenders have higher equity requirements for investment property than owner occupied property. In addition you may be eligible for the government First Home Owners Grant and concessional stamp duty when you purchase a home to live in.

However there is advantage in buying an investment property in that most lenders will include the majority of potential rent as additional income whilst assessing serviceability of the loan.

Contacting a Your Local Finance Broker on can assist in finding the most suitable finance to help fund your investment property.

 

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