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How much income do i have to earn to get a home start loan? Home Start Loans are a South Australian Government sponsored product. I have been to the website www.homestart.com.au and they have a very good calculator that will assess your borrowing capacity based on income, existing repayments and equity. Your Local Finance has access to a large range of other lenders that may have more suitable products. Call Your Local Finance mortgage broker on 1300 787 665 to discuss your options.

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